Panorama Mortgage Group, LLC (“we”, “us”, “PMG” or “the Company”) d/b/a SimplyPMG operates www.simplypmg.com, www.pmgllc.com, goalterra.com, myhomelegacy.com, and lonepeaklending.com websites and related mobile applications and engages in the solicitation, origination, servicing, and sale of mortgage loans (hereinafter referred to as “PMG Services”).
This Privacy Policy is meant to provide you with information regarding the collection, use, and disclosure of your personally identifiable information (“Personal Information”) when you use PMG Services and the choices you have associated with your Personal Information. We use your Personal Information to provide and improve PMG Services, and we do not sell or rent your Personal Information to other companies. By using PMG Services, you agree to the collection and use of your Personal Information in accordance with this Privacy Policy. Please note that PMG does not sell or share your Personal Information to third parties. Additionally, PMG does not sell or share your Phone number(s) to third-party lead generating companies or for other third-party promotional purposes.
Please see our Privacy Notice for a full explanation of how we collect, use and share your Personal Information and what steps you can take to limit sharing of your Personal Information.
Because of the financial nature of our business, our websites are not designed for use by children under the age of 13 and those not of legal age to contract. Therefore, the company does not knowingly attempt to solicit or receive any information from children. Additionally, the company does not have services available for those younger than the legal age tocontract and as such does not knowingly attempt to solicit or receive anyinformation from those under the age of 16. Panorama Mortgage Group, LLC. doesnot sell personal information of minors. Therefore, we do not knowingly attemptto solicit or receive any information from children.
While using PMG Services, we may ask you toprovide us with certain Personal Information that can be used to contact oridentify you. This Personal Information may include, but is not limitedto:
We may also collect this information from other sources. These sources may include, among others, lead providers, employers, attorneys, banks, title insurers, government entities, insurance companies and credit reporting agencies. In addition, we collect phone contacts and images in themobile app when you share the app.
We may collect information that your browser automatically sends whenever you visit one of our websites or when you access PMG Services by or through a mobile device (“Usage Data”). This Usage Data mayinclude information such as your computer’s Internet Protocol (“IP”) address,browser type, browser version, the pages of that you visit, the time and dateof your visit, the time spent on those pages, unique device identifiers andother diagnostic data. When you access PMG Services with a mobile device, thisUsage Data may include information such as the type of mobile device you use,your mobile device unique ID, the IP address of your mobile device, your mobileoperating system, the type of mobile Internet browser you use, unique deviceidentifiers and other diagnostic data.
You may have the opportunity to receive SMS or “text” messages, pre-recorded voice messages or auto-dialed phone calls from the Company, its affiliates and related entities as well as third parties. Such messaging may be used to authenticate your identity or mobile device, as well as provide you informational updates about services or products you may have requested. In providing your mobile device number or cell phone number to the Company, you knowingly consent to such communications from the Company or for the Company to use your cell phone number or mobile device number in accordance with the Company’s Terms of Service. In providing your number, you represent that you have the authority to agree to receive text messages at the telephone number that you provide to the Company, or from which you sent the text message request to us. You further acknowledge that no purchase is required to opt into this service, and you may opt out at any time by following the instructions provided in our communications to you. To opt-in, please click here.
Any such communications you receive from us will beadministered in accordance with your preferences and this Policy.
We may send “cookies” to your computer primarily to enhance your online experience. “Cookies” are text files sent from a server and stored on your computer to assist in identifying you as uniquecustomer and store your personal preferences as well as technical information.Cookies can be either stored on your computer until you delete them or lastonly until you close your browser. You have the ability to accept ordecline cookies.
This website is owned and operated by Panorama Mortgage Group, LLC d/b/a SimplyPMG ("SimplyPMG"). We are committed to protecting your privacy and ensuring transparency regarding the technologies we use to collect, process, and protect your data.
To improve our website, understand our audience, and deliver tailored marketing, we partner with third-party data collection and advertising platforms, including Google and Meta (Facebook and Instagram). We utilize advanced web tracking features from these platforms, which may include:
Panorama Mortgage Group, LLC d/b/a SimplyPMG ("SimplyPMG") and our third-party vendors use tracking technologies such as first-party cookies, third-party cookies, web beacons, and tracking pixels (such as the Meta Pixel). These tools work together to inform, optimize, and serve ads based on your past activity on our website.
To understand exactly how these platforms process your information on our behalf, please review their respective privacy policies:
We believe in giving our visitors control over their data. You can manage your preferences or opt out of these tracking features at any time using the following methods:
Information collected in connection with mortgage loan applications and related financial products may be subject to additional privacy protections under the federal Gramm-Leach-Bliley Act ("GLBA") and other applicable laws. Consumers who apply for a mortgage loan may receive additional privacy notices describing how their information is collected, used, and shared.
Additional information regarding our privacy practices can be found at:
We use the collected data for the following purposes:
We may also use Personal Information as we believe to be necessary or appropriate for certain essential purposes, including:
PMG does not sell or share your Personal Information tothird-parties for the purposes of lead generation or promotional purposes.
To the extent permitted by law, your Personal Informationmay be disclosed to the following categories of third parties:
We may employ third-party companies and individuals to facilitate PMG Services, provide PMG Services on our behalf,and/or perform services or assist us in analyzing how PMG Services are used(“Service Providers”). These third parties have access to your Personal Information only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.
Website and online service operators are required to disclose how they respond to web browser “do not track” signals or other similar mechanisms that allow you to choose regarding the collection of Personal Information about your online activities over time and across third party websites, to the extent the operator engages in that collection. We do not track your Personal Information over time and across third-party websites and, therefore, this requirement does not apply to us.
We employ industry-recognized security safeguards to help protect the personally identifiable information that you have provided to us from loss, misuse, or unauthorized alteration. Only those persons who need it to perform their job responsibilities are authorized to access your information. We take commercially reasonable precautions to protect your information and limit disclosure by maintaining physical, electronic, and procedural safeguards in compliance with Federal Law.
We may make changes to our Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy to our website and updating the “last revised” date. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on our website.
For information on how PMG is complying withthe California Consumer Privacy Act of 2018 (“CCPA”) and the rights it providesto California residents, please click www.simplypmg.com/legal/ccpa.
We are providing you this notice under state law.Pursuant to NRS Section 228.600(3) you may be placed on our internal Do Not Call List by calling 877-845-4805, visiting https://www.simplypmg.com/legal/opt-out, or writing to:
Panorama Mortgage Group, LLC
Attn: Compliance
6111 S. Buffalo Drive, Suite 240,
Las Vegas, NV 89113.
You may also obtain further information by contacting:
Bureau of Consumer Protection
Office of the Nevada Attorney General
555 E. Washington St., Suite 3900
Las Vegas, NV 89101
Phone number: 702-486-3132
E-mail: BCPINFO@ag.state.nv.us
For questions or concerns regarding this Privacy Policy or to update your Personal Information, you may contact us in the following ways:
To opt-out of receiving advertising or promotional communications, please visit www.simplypmg.com/legal/opt-out
Panorama Mortgage Group, LLC
Attn: Compliance Department
6111 S. Buffalo Drive, Suite 240,
Las Vegas, NV 89113
We are committed to ensuring this Privacy Policy is accessible to individuals with disabilities. If you wish to access this Privacy Policy in an alternative format, please contact us in one of the ways described above.
Opt-in form should look like this an include the data:
I agree to be contacted by Panorama Mortgage Group, LLC via call, email, and text. To opt out, you can reply “Stop” at any time or click the unsubscribe link in the emails. Message and data rates may apply. Message frequency varies. PMG Privacy Policy and PMG Opt-out.
